How to Get Free Money for Single Mothers to Pay Bills?

Being a single mother can make things challenging. With so much on your plate, everything feels like you are on your own, but you aren’t. Raising a child is a pretty heavy responsibility to do on your own and a rather pricey responsibility as well. Research conducted by USA Today shows that child care expenses usually exceed $20,000 a year; this price can be very tough when it comes to single mothers.

On top of the enormous expenses, a single mother would spend for her child, various other house bills and personal needs would make it financially difficult for single mothers. Fortunately, single mothers are not alone in this troublesome issue. Some single mother grants can be significantly used and utilized by single mothers who are struggling financially. Single mothers would be happy to know that there are free grants for women that could surely help them and their children’s expenses. This article will discuss grants that could help single mothers pay for their bills.

How the free Grants can help a Single Mother Financially?

A single mother has a lot of dreams and goals; this goes both ways when it comes to her and her children’s welfare. While balancing career and life as a single mother can get very taxing and overwhelming (especially if you are still a student), there are grants out there that can make a single mother’s dream a reality. The US government is accommodating in giving out grants that can aid single mothers. Grants can help single mothers be able to pay for their education, food, and healthcare.

free money for single mothers to pay bills

Temporary Assistance For Needy Families Grants (TANF) is among the many available grants that help families who need assistance.

While grants are beneficial, they are not that easy to get. Finding an available grant can get a bit tricky, so it is essential to do your research and apply the options you find online. Be sure to submit the requirements needed for the grant and repeat this process until you are granted one.

Government Grants for Single Mothers in 2022

As mentioned earlier, the government is very generous when it comes to giving grants to single mothers for financial assistance. The government is rigorous when it comes to the requirements and eligibility of single mothers who are given grants. Here are some of the best government grants that single mothers can check and apply for.

1) Temporary Assistance For Needy Families Grant (TANF)

The Temporary Assistance For Needy Families Grant can help single mothers in trying to be self-sufficient for their children. The government provides block grants to each of the states that assist single mothers and unfortunate families who are struggling financially. Aside from financial assistance, single mothers who are eligible for a grant in TANF can also get counseling, education, and job training.

Requirements;

  • To be eligible for the TANF grant, the applicant should be a US citizen or an eligible noncitizen, and they should apply in the state where they are residents.
  • The single mother should have children who are dependent on them, or the single mother is in their final three months during her pregnancy.

2) Supplemental Nutrition Assistance Program Grant (SNAP)

Supplemental Nutrition Assistance Program Grant (SNAP) helps single mothers who have low incomes. Food is a pricey essential need, and getting the proper nutrients a family would need can get a bit troublesome. SNAP has benefits that can help a single mother and her children get the right food and nutrition they would need. SNAP also offers grants to disabled people.

Requirements;

  • The single mother’s bank account should not exceed $2000.
  • The single mothers’ household must meet the requirements of the net and gross tests.
  • If there is a disability, they only need to complete the net income test.

3. Workforce Investment Act Grant (WIA)

The workforce investment act’s goal is to aid workforce development activities, offering help in preparing people to get jobs through training and classes. This is an excellent opportunity for single mothers to open more jobs and opportunities for their families.

Requirements;

  • The single mother must be older than 18 to apply for this grant
  • The single mother must have been laid off who won’t be coming back to the same company they were in
  • The single mother must be a displaced homemaker
  • The single mother must be self-employed.

4) Special Supplemental Nutrition Program for Women, Infants, and Children Grant (WIC)

This government program gives grants to various states that aim to assist single mothers or pregnant women in getting healthy food options, attaining affordable health care, and special classes on topics such as breastfeeding and food nutrition. The WIC grant caters to single mothers who have low income or single mothers whose family is having nutritional risks.

Requirements;

  • The single mother must have a child of 5 years old or younger.
  • The single mother’s income must be below 185% of the US poverty line.
  • The single mother must be pregnant with a risk of nutritional deficiencies.
  • Single mothers who will apply for this grant must be in a US state.
  • The single mother who will apply for this grant must see a health professional help the applicant determine their nutritional risk.

5) Earned Income Tax Credit Grant (EITC)

The Earned Income Tax Credit Grant (EITC) lowers the tax responsibility on single mothers with low sources of income, and this process is done through a tax credit.

Requirements;

  • To apply, the single mother should have social security and have earned income during the last year.
  • If the single mother’s child must be under 19 years of age or 24 years of age if they are a college student.
  • The single mother’s income must be less than $37,870 if she has one child, $43,038 with two children, and $46,227 with three or more children.

Housing Grants for Single Mothers;

There are housing grants that single mothers can explore and apply for; the funds given through these grants can help those single mothers who can’t build a good home for their families. Here are some of the best housing grant options;

6) Low Income Home Energy Assistance Program Grant (LIHEAP)

LIHEAP financially assists single mothers who are having trouble paying for their house’s finances, such as electricity bills. This financial assistance is a great way to help out with house issues such as repairs and energy costs.

Requirements;

  • The single mother’s income must be on the 150% of the US poverty line; an exception to this requirement is that the state where the single mother is applying has a median income of 60% higher.

7) American Dream Down Payment Initiative Grant (ADDI)

When it comes to buying a home, down-payments or closing costs can be a very overwhelming fee that makes buying a house hard to do. American Dream Down Payment Initiative assists single mothers who are buying their homes for the first time in terms of paying for the down payment or closing costs of the house.

Requirements;

  • The single mother must be a first time home buyer.
  • The single mother must not have an income that goes beyond 80% of the house’s state median income.

#Personal Grants for Single Mothers;

Personal grants are a great help to single mothers when it comes to aiding their financial needs. Here are a few personal grants you should consider.

8) Children Health Insurance Program Grant (CHIP)

This government program provides single mothers the assistance of getting their children low-cost or free health insurance.

Requirements;

The single mother must have an income that is 100% on the US poverty line.

9) Sunshine Lady Foundation Grant

This program helps to target single mothers who may have suffered abuse from their partners, giving these women a chance to get higher education through funding them. With better education, opportunities for jobs open up for single mothers.

Requirements;

  • The single mother must be away from their then abusive partner for at least a year.
  • The single mother must have a proof for financial assistance.
  • The single mother must be a US citizen.
  • Must be a victim by a partners abuse.
  • The single mother must be currently enrolled in a college or a university.

10) Child Care Assistance Program (CCAP)

The CCAP aims to provide assistance to single mothers who have low income in terms of child care and support.

Requirements;

  • The single mother must be currently working and must have a low income.
  • A single mother under the age of 18 should seek a high school degree.
  • Single mothers who are not in high school should be trying to achieve better job options or should be going for education.

#Financial Grants for Single Mothers;

Financial aids offer assistance in terms of help with payments such as education. This is a great way to get a better chance of attaining good education, which in turn opens up more opportunities.

11) Federal Supplemental Educational Opportunity Grant (FSEOG)

The Federal Supplemental Educational Opportunity Grant aims to help people attain higher education, which in turn can open more opportunities after school. It should be noted that this grant is not available in all schools, so you should check in with your school’s office about this.

Requirements;

Single mothers who are aiming to get this educational grant should be enrolled in a college or university that has this program available.

12) Free Application For Federal Student Aid Grants (FAFSA)

To get this grant, you would need to be able to finish the free application for federal student aid grants. With this grant, single mothers who are still studying can receive financial aid that can be used to pay for books and other educational needs and fees.

Requirements;

  • Single mothers who are aiming to apply for this grant must prove that they are in financial need.
  • Single mothers who are aiming to apply for this grant must be currently enrolled in a university or college.

How to Apply for Single Mother Grant?

The most important thing when it comes to these grants is to check if you are eligible for the grant; if you are not a single mother or there are requirements or criteria that you do not fit in, do not apply for the grant. Grants are typically given or awarded to specific people who fit the requirements, and these requirements are usually strictly enforced.

If you meet the requirements and are eligible for a grant, you would probably need to make a grant application letter on top of the other information requirements that the grant would ask for. Be sure to repeat this process and try to get as many grants as you are eligible for to get the financial assistance you would need.

Frequently Asked Questions (FAQ)

Conclusion

A single mother can get overwhelming and demanding with bills to pay and mouths to feed. As long as you fit the requirements, a grant can significantly help you in terms of paying for your bills. The free money provided by the various grants mentioned above can be used considerably in terms of education, food, housing, utilities, personal needs, healthcare, and many more. Be sure to thoroughly check the details of the programs mentioned above and see which one would best suit and help you with your financial needs.

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